Buying a New Home
I suggest that anyone buying a new or used home hire a Certified Master Inspector (CMI) and get a real estate attorney at closing. If I had been blinded without these resources, I would have been screwed over by KB Home and their partner LMI Funding, Inc. For a new home inspection, a CMI and ICC certification is preferable. Builders such as KB Home and others will try to sell you a brand new home with poor craftsmanship and design flaws while their people tell you its the perfect house. I don't know much about houses so I hired an master inspector and someone who was also once a home builder to help me out. What I found out was illuminating. He said that he has not inspected a single house from small homes to multi-million dollar mansions that did not have a structural flaw or violated building code. I asked him if he recommended any builder and he said he recommended none. He said builders take short cuts to maximize their profits and that KB Home was not bad in relation to other builders.
During closing, you sign papers a couple of inches thick. It's hard to understand all the paperwork and numbers unless you are technical or have a real estate attorney to protect your interests and make sure you don't sign anything that leaves you unprotected.
My experience was the LMI Funding lied to us about the numbers and then changed it at the last minute before closing. KB Home tried to hide their structural flaws and claimed that is was perfect. The title company, American Title, lied about the numbers that we were to sign. It's a very crooked business. Hire some people to protect your interests. After all, you spend good money on a home. You would expect them to at least do their job with integrity.
During closing, you sign papers a couple of inches thick. It's hard to understand all the paperwork and numbers unless you are technical or have a real estate attorney to protect your interests and make sure you don't sign anything that leaves you unprotected.
My experience was the LMI Funding lied to us about the numbers and then changed it at the last minute before closing. KB Home tried to hide their structural flaws and claimed that is was perfect. The title company, American Title, lied about the numbers that we were to sign. It's a very crooked business. Hire some people to protect your interests. After all, you spend good money on a home. You would expect them to at least do their job with integrity.
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